Refinancing Your Home Loan

 Discover the Power to Improve Your Financial Future

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Are you struggling to make your mortgage payments?
Refinance with our help and get a lower interest rate!

Refinance Your Mortgage to Save Money in a Rising Interest Rate Environment

As interest rates continue to rise, homeowners with variable-rate mortgages are feeling the pinch. Homeowners currently on fixed interest rates are facing a mortgage cliff in coming months. The good news is that refinancing – at any time on a variable and or the end of a fixed rate period – can help you save money on your monthly payments and reduce your overall mortgage costs.

Here are some of the benefits of refinancing in a rising interest rate environment:

Refinancing your home loan can be a game-changer for your finances. At Q Financial, we believe in the power of refinancing to provide you with tangible benefits. Whether you’re looking to lower your interest rates, access equity, consolidate debt, or improve your loan features, our refinancing solutions have got you covered. Take the leap and discover how Q Financial can help you achieve financial freedom. Book your appointment today!

Ready to unlock the true potential of your home loan?

At Q Financial, we believe in the transformative power of home loan refinancing, and we’re here to guide you on this exciting journey.

Refinancing a home loan is not just about reducing interest rates or accessing equity on your home; it’s about creating a brighter financial future and making a positive impact on yourself and the people around you. And we are proud to say that our commitment here at Q Financial goes beyond our financial expertise.

At Q Financial, we love and respect planet Earth. We embrace ethical lending practices and strive to make a difference in our environment. We offset our carbon emissions and continuously seek ways to do even more great things with your help. You see, when you choose us as your refinancing partner, you’re not only benefiting from our knowledge and experience but also contributing to a sustainable future.

With Q Financial, you’ll experience a seamless refinancing process tailored to your unique needs. We take pride in being more than just a refinancing service provider – we’re your trusted partner, invested in your financial well-being and long-term goals.

Let’s unlock the true potential of your home loan together.

Understanding the Basics of Home Loan Refinancing

What does home loan refinancing mean?

When you refinance a home loan, you’re replacing your existing mortgage with a new one. This allows you to take advantage of a few things like better interest rates, lower monthly payments, or access equity in your home.

How does refinancing work?

When you decide to refinance your home, there are a few things that need to be done. You begin by researching lenders and comparing loan options. Next is submitting an application, undergoing a property appraisal, and closing. You will then pay off your current mortgage and take on a new loan from your current lender or from a new one.

How much does it cost to refinance your home?

Application Fees: These cover the administrative costs of reviewing your application.

Valuation Fees: These are used to cover the cost of assessing the property’s worth.

Discharge Fees: This pays for the administrative costs associated with terminating your current loan.

Settlement Fees: Takes care of the administrative and legal costs associated with transferring the mortgage from the existing lender to the new lender.

Legal and Conveyancing Fees: These are what you pay to engage a solicitor or conveyancer to handle the legal aspects of the refinancing process. They will review the loan documents and facilitate the settlement.

Lender’s Mortgage Insurance (LMI): If your loan-to-value ratio (LVR) is high, meaning you have a small deposit or equity in the property, you may be required to pay LMI. This insurance protects the lender in case of default.

How to refinance a home loan?

1. Assess your current home loan to determine if refinancing is the right option for you. Consider factors such as interest rates, loan terms, fees, and features.

2. Explore different lenders and compare interest rates, loan features, fees, and customer reviews. Consider seeking help from a refinance mortgage broker.

3. Prepare the necessary documentation, e.g., proof of income, bank statements, identification documents, and details about your property.

4. Submit your application with your chosen lender and wait for a few days to 8 weeks.

5. Arrange a property valuation or wait for the bank to do it. This will determine your loan-to–value ratio (LVR).

6. Get approved, and receive a loan offer detailing the terms, interest rate, fees, and conditions. Make sure too review the offer and pay attention to associated fees.

7. If you’re satisfied with the loan offer, accept it by signing the necessary documents. Your new lender will coordinate the settlement process, which involves paying off your existing loan and establishing the new loan with them.

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Benefits of Refinancing Your Home Loan:

There are many benefits to refinancing your current mortgage. Here are some of the more notable ones you should be aware of:

Lower interest rates: If you find that your monthly payments are too hefty, this could be because of circumstances surrounding your original home loan. Some of the reasons why your current home loan has a high-interest rate include a low downpayment, your loan type, and your credit score when you took out the loan, to name a few. Refinancing such a loan will allow you to access lower interest rates, and by extension, lower monthly payments.

Shift from adjustable to fixed mortgage rates: If you’re not happy with the interest rates of your current mortgage due to rising housing costs, a refinance can help you shift from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage (FRM). The former has interest rates that fluctuate together with the market while the latter stays the same throughout the life of the loan. For homeowners who are planning on staying longer in their current home, refinancing to shift to FRM may be a good idea.

Reduce the term of your current home loan: Another benefit you can gain from refinancing is the shortening of the amount of time it takes to pay out your mortgage. This can happen when you have few long-term debts, and you have enough income to cover the new rate you have on your mortgage. If your income is the same as before and you have other expenses to cover, shortening your current home loan with a refinance isn’t advisable.

Gain access to funds for home improvement: For those who are thinking of beautifying their homes but don’t have extra cash to do it, refinancing is a great option to think about. A cash-out refinance can help you to fix and remodel your home, which in turn will help increase its overall value. Just make sure to choose home upgrades and fixes that boost your home value, such as kitchen upgrades, bathroom remodels, and increased energy efficiency.

Access equity for investment purposes: If you come across a good opportunity that’s hard to pass up, and you need extra money to cover such an investment, accessing your equity via a home loan refinance or cash-out refinance can help.

Let’s Talk – For Free

Hi! If you’re seeking financial guidance to refinance your mortgage, you’ve come to the right place! My name is Quinto, and I will be your trusted and friendly local broker who will guide you every step of the way.

Feel free to reach out to me and my team today to get connected to the home mortgage lenders who will look upon your application most favourably. We promise that you will get an absolutely FREE, no-obligation consultation!

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Why refinance your home loan?

Are you under mortgage stress, in the lurch with the looming mortgage cliff, or heading for mortgage prison (if you aren’t already)? Mortgage refinancing can be your way out of these impending problems. There are a lot of benefits when it comes to refinancing a home loan. These include the following:

Lower interest rates

Reduced monthly repayments

Access equity

Better loan features

Relief from mortgage pain

Debt consolidation

Restructure your loan

Pay off mortgage faster

Our refinancing process: Expertise, support,
and a commitment to making a difference

At Q Financial, we are dedicated to providing exceptional refinancing services that cater to the unique needs of our clients. With a strong focus on helping those who spend their lives helping others, our goal is to deliver outstanding outcomes for our clients. This is heavily backed by our extensive knowledge of lenders who look favourably upon applications from professionals in these sectors.

Unparalleled Expertise and Insight

We have cultivated significant expertise in refinancing strategies, market trends, and lender preferences. Our team understands the intricacies of refinancing for investment properties, first homes, or upgrading to a new property. We leverage our knowledge to guide our clients towards the most suitable refinancing options.

Tailored Solutions for Your Needs

Our refinancing services are designed to assess your specific situation, considering factors such as current interest rates, loan terms, and your long-term financial objectives. We got your back — whether you’re seeking lower interest rates, reduced monthly payments, or accessing equity for other investments.

Ethical Lending and Environmental Stewardship

At Q Financial, we take pride in our commitment to ethical lending practices and environmental stewardship. We are passionate about making a positive impact on the planet and strive to offset our carbon emissions. By choosing our refinancing services, you’re not only benefiting from our expertise but also joining us in supporting sustainable initiatives.

Dedicated Support and Exceptional Service

We are here to answer your questions, provide expert guidance, and ensure a seamless refinancing experience. We take pride in our commitment to exceptional customer service, so you receive the attention and care you deserve throughout the refinancing journey.

Choose Q Financial to Refinance Your Home Loan

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Access to a wide panel of lenders

Quicker loan approval

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Get started with refinancing

Refinancing a home loan has never been so easy! Schedule your obligation-free PHONE consultation now to find out how you can take advantage of these lender benefits.

What will happen next?

Once you’re ready, you’ll be taken to my online calendar. I’ve put some time aside for a FREE 20-minute no-obligation consultation.

FAQs on Refinancing Home Loan

Refinancing is still possible even if you have bad credit. While it may be more challenging, there are lenders who specialise in working with borrowers with less-than-perfect credit histories. They consider other factors such as income, equity, and your ability to make repayments. As a mortgage broker, I have access to a wide network of lenders, including those who cater to clients with bad credit. I can help you refinance when you work with myself and my team. Don’t let bad credit discourage you from considering refinancing – let’s work together to find the best possible outcome for you.
Yes, you can refinance an investment property. The process and eligibility criteria may vary slightly compared to refinancing a primary residence.
Yes, refinancing allows you to switch between loan types. You can refinance from a variable rate loan to a fixed rate loan or vice versa, based on your preference and financial goals.
A decrease in property value may affect your refinancing options. However, it’s still worth exploring potential options as lenders consider other factors such as income, equity, and creditworthiness.
Changing jobs may impact your refinancing eligibility, as lenders often prefer stable employment history. However, other factors such as income, credit score, and financial stability can still be considered.
A refinancing mortgage broker can compare multiple lenders and loan products, negotiate better terms and rates on your behalf, and provide personalised advice based on your specific financial goals and circumstances.
Refinancing mortgage brokers are typically paid by the lender through commissions or fees upon successful loan settlement. It’s important to discuss the payment structure with your broker upfront to ensure transparency.
When a refinancing mortgage broker submits loan applications on your behalf, it may trigger a credit inquiry, which can have a temporary impact on your credit score. However, a single inquiry is unlikely to have a significant long-term effect.
You’ll be actively involved in the refinancing process, providing necessary documentation and making key decisions. However, a refinancing mortgage broker (that’s us!) will guide you through each step, handle paperwork, liaise with lenders, and keep you informed.
Most certainly. At Q Financial, we can assist with other mortgage-related services such as pre-approval, purchase loans, investment property loans, and loan reviews.
Refinancing can be beneficial for homeowners with varying levels of equity. While higher equity provides more options, refinancing can still be an option for borrowers with lower levels of equity.
Absolutely! Refinancing your home loan is indeed possible, even if you are self-employed or have irregular income. While the process may require additional documentation to assess your income stability and capacity to make repayments, I and my team have the expertise and knowledge to navigate these requirements and find suitable refinancing options for you. We will work closely with you to understand your specific circumstances and work towards getting you the best possible outcome.

Reviews

Michael OlivottoMichael Olivotto
01:44 03 May 23
The people at Q-Financial are great. I got to work with Michael and Quinto, both are highly professional, knowledgeable and personable. You can tell that they genuinely care about you getting the best possible outcome and work tirelessly to help you out. Highly recommend using them if you want some people that will go the extra mile and take on the extra stress so you can focus on finding your perfect home.Thanks guys for all your hard work!
kaleha costanzo-joneskaleha costanzo-jones
08:49 30 Jan 23
Q financial was amazing! We were referred to them by a friend after the first broker we used got flaky. They took the time to make sure we understood everything, compared all the best loans and saved us thousands! They were on top of everything for the whole process even when our settlement got moved forward! Michael and quinto are amazing I can’t recommend them highly enough!!
B BOYB BOY
03:14 13 Dec 22
Quinto and Michael have been excellent to work with. They were able to simplify financial terms and help me understand all the logistics and paperwork throughout the process. Would 100% recommend to anyone looking to buy or refinance.
HeidiHeidi
08:57 01 Jun 22
Amazing team at Q Financial! Communication is great & and he even made time after hours (once the kids were in bed) to chat with us! Would highly recommend Quinto!
Sophie HolmesSophie Holmes
08:05 29 Mar 22
As we are first home buyers, Quinto and Michael made the daunting process much easier. They were always available and very responsive with any questions we had. Very happy cusomers and would highly recommend to anyone needing professional lending advice and services. Happy home owners now thanks to the both of them
Alicia MatthewsAlicia Matthews
00:08 25 Nov 21
We've worked with Quinto and his team to purchase 3 properties so far and intend to use them when we purchase our next property.They make the process so easy and stress free and provided a service that is individualised and suited to our needs. As a Trainer in adult education, I don't really have flexibility in my work day for meetings, but Quinto had always been flexible to suit my schedule.I would highly recommend Q Financial to anyone looking to purchase a property.They are awesome!!
Tim WilsonTim Wilson
00:49 01 Nov 21
Had such a great experience with Quinto and the team at Q Financial. We bought our first property with them after being recommended by a friend. They guided us through every step of the process and can’t recommend them enough.
scott nealescott neale
09:36 16 Sep 21
Q financial were such great mortgage brokers to deal with. From start to finish the whole process was very streamline and both Quinto and Michael made us feel very comfortable with their extensive knowledge of the industry, by explaining every daunting detail thoroughly, and making each step of the way easy to understand. Will definitely be working with them for future investments and refinancing. Thanks a lot guys!
Karalee ShieldsKaralee Shields
04:59 15 Sep 21
Quinto and Michael were both very professional and attentive throughout the entire process. As it was the first time I had taken out a mortgage, I had a lot of questions, to which I always received a prompt and helpful response.Our purchase had a very short settlement period, which could be quite stressful, but the guys at Q-Financial made sure the entire process was successfully completed in time.We would definitely use their services again in the future.
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b marb mar
05:00 03 Jun 22
Amazing communication by the Quinto and Michael from Q financial. This is the second time we have used their services and will be engaging with them again when required.Professional, punctual and very informative. Highly recommend
ChilloutHakkChilloutHakk
00:49 02 Jun 22
Down to Earth and clear open lines of communication throughout the whole process of purchase. The team make a great unit. Definitely recommend, couldn’t be happier about the service. 👍🏼👍🏼👍🏼👍🏼👍🏼
Jackson SimonJackson Simon
10:17 12 May 22
Great experience working with Q Financial. Quinto and the team got our loan approved, assisted us to find a competitive loan from an ethical provider and are fantastic communicators. Would definitely recommend to anyone.
luke barnettluke barnett
20:29 24 Aug 18
I would personally highly recommend Q Financial to anyone. The whole experience that i have gone through has been an absolute breeze thanks to Quinto and his great team at Q Financial. Who would of thought taking out a mortgage could be so easy.Five stars from me !
Liddy O'BrienLiddy O'Brien
22:15 10 Aug 18
Q financial got us the best mortgage deal available and we are so impressed with the excellent service we received all the way. Many thanks Quinto for your support, you went over and above our expectations and we’re very happy and pleased with the outcome you achieved for us.
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Emma Munro
Emma Munro

left us a 5 star review

Emma Munro
Emma Munro
August 1, 2023

Excellent service and ongoing advice when buying our first home. Absolutely recommended!

Debbie Hayer
Debbie Hayer
July 27, 2023

Quinto and the team were amazing. They answered all our questions and made sure the product we were getting was the right one for our circumstances. Michael kept us up to date with the progress and was so lovely to deal with.

Vicki Baston
Vicki Baston
July 26, 2023

Quinto and Michael have been nothing short of amazing. They are so professional and efficient, they think of everything and take the stress out of the process. I can’t recommend them highly enough. Just perfect 🤩

Aaron Price
Aaron Price
July 18, 2023

We recently used Q financial to purchase our first home. Quinto and Michael are fantastic to deal with. Very professional and personable. They made the process very easy and were there for us every step of the way. I highly recommend Q financial.

buck69ism
buck69ism
July 11, 2023

Quinto and his team not only got me a killer deal but they also recommended awesome an conveyancer and insurance broker. The whole process was fast and easy. Even for a complete novice like me! Such a sick crew to deal with.

Mr E
Mr E
July 10, 2023

I just want to share that the team at Q Financial were fantastic, Quinto and Michael made the process all too easy and drama free, they explained everything in great detail and always took time to answer questions and hold our hands through the process. I first met Quinto I don't mind leaving a review when it's deserved. This is the third time we've used these guys and I can't recommend them highly enough!

Natalie Gallagher
Natalie Gallagher
June 27, 2023

We have been very happy with Quinto. He has been helpful and informative and made the experience of purchasing a first home not so daunting.

Chris Davis
Chris Davis
June 15, 2023

Quinto and Michael were very helpful from the very beginning. Always contactable and explaining information in an easily digestible way. Would recommend to anyone.

Paty Vazquez
Paty Vazquez
recommends
June 5, 2023

I'm so excited I got a loan from a lender who helped me with my loan. It was amazing how I got a loan... I tried a different service but I could never get a loan from that service. Some of them will ask me to fill out a lot of documents and at the end of the day it will not end well. But I'm happy after meeting with KURT. I was able to get my loan of $200,000. now my business is going well and I want you all to know this today because they are fast and 100% reliable. Now I'm paying the loan I got from the company from uni-credit loans all over the world. Get in touch with them and don't waste time with those lenders: send an email to elmamilitansapla@gmail.com via WhatsApp to: +1(217)290-6702

Michael Olivotto
Michael Olivotto
May 3, 2023

The people at Q-Financial are great. I got to work with Michael and Quinto, both are highly professional, knowledgeable and personable. You can tell that they genuinely care about you getting the best possible outcome and work tirelessly to help you out. Highly recommend using them if you want some people that will go the extra mile and take on the extra stress so you can focus on finding your perfect home. Thanks guys for all your hard work!

Cherie Samson
Cherie Samson
April 19, 2023

Michael and Quinto were so great at helping us with our home loan. As first home buyers we has no idea where to start, they were able to help with all our questions, find great rates and get the most for us. The communication was great as they were able to schedule important calls with us, that fit in with our busy lifestyles. They made the process painless. Working with these guys meant I wasn't worried about the home loan so we could focus on finding our first home, which we did!!. Thanks Michael and Quinto!!

Cherie Olivotto
Cherie Olivotto
recommends
April 19, 2023

Michael and Quinto were very helpful throughout the process of applying for a mortgage. They were very knowledgeable and easy to communicate with. Would definitely recommend

Camille Lagana
Camille Lagana
April 18, 2023

Quinto and Michael at Q Financial were exceptional with helping us to purchase our home. They were incredibly prompt and professional, as well as being accomodating and flexible with our busy schedule. Being a doctor, Quinto was able to liase with the bank regarding loans specific for health professionals. I couldn't recommend more highly.

Chris Casey
Chris Casey
April 8, 2023

Best in the business, we are going through the construction loan process and due to the current industry climate have had so many changes in circumstances weather it be building companies going into liquidation or the interest hikes to name a couple these guys have stuck by us and guided us every part of the way cannot recommend them highly enough.

Amanda Casey
Amanda Casey
April 8, 2023

Great service would highly recommend for anything mortgage related! Quinto and Michael are the best in the business and go over and above to help, thank you :)

Liam McIntyre
Liam McIntyre
March 23, 2023

Q goes the extra mile. Great work.

Caleb Howell
Caleb Howell
March 8, 2023

Quinto and the team provided me with top notch service when it was time for refinancing my home. Not only did they guide me through taking over sole title of my property but also securing a great rate. I was grateful that I had a direct line to Quinto and Michael when questions came up opposed to customer service at a big bank. Cheers

kaleha costanzo-jones
kaleha costanzo-jones
January 30, 2023

Q financial was amazing! We were referred to them by a friend after the first broker we used got flaky. They took the time to make sure we understood everything, compared all the best loans and saved us thousands! They were on top of everything for the whole process even when our settlement got moved forward! Michael and quinto are amazing I can’t recommend them highly enough!!

jai gennat
jai gennat
December 13, 2022

Quinto and Micheal from Q Financial made refinancing our mortgage very easy and helped us get a very competitive interest rate. We were kept up to date the whole way through the process. I would highly recommend Q Financial.

Bec Boo Yall
Bec Boo Yall
recommends
December 13, 2022

Quinto and Michael have been fantastic to work with. They were able to simplify financial terms, give well-researched recommendations and advice. I loved how easy it was to communicate with the team throughout the process. I'd highly recommend them to anyone in need of their service.

B BOY
B BOY
December 13, 2022

Quinto and Michael have been excellent to work with. They were able to simplify financial terms and help me understand all the logistics and paperwork throughout the process. Would 100% recommend to anyone looking to buy or refinance.

jasmine preston
jasmine preston
November 3, 2022

Q financial were super helpful and walked us through everything Highly recommend using them

Meg Galloway
Meg Galloway
October 27, 2022

Best in the business. Quinto & his amazing team are outstanding. Such great people to work with. They're communicative at every step of the way and worked hard to get the best outcome for us. I work in financial services and deal with A LOT of brokers. Q Financial are by far the best in the industry. You're in safe hands, highly highly recommended. Unbeatable service. So much more than a typical broker, they checked in with us every step of the way, they do goal setting and Financial plans, they even do annual reviews to make sure you're always in the best product - just the best!

Akinyemi Abiodun Christopher
Akinyemi Abiodun Christopher
recommends
June 5, 2022

Today I am grateful to Brenda William for her great offer and help because she really changed my financial situation with an investment capital of $1,000 I’m making $9,000 profits per week right now. If you need her help, contact her via 👇🏻 Email: brendawilliam784@gmail.com WhatsApp: +1 (754) 400-0330 I advice you shouldn't hesitate to message her.

b mar
b mar
June 3, 2022

Amazing communication by the Quinto and Michael from Q financial. This is the second time we have used their services and will be engaging with them again when required. Professional, punctual and very informative. Highly recommend

ChilloutHakk
ChilloutHakk
June 2, 2022

Down to Earth and clear open lines of communication throughout the whole process of purchase. The team make a great unit. Definitely recommend, couldn’t be happier about the service. 👍🏼👍🏼👍🏼👍🏼👍🏼

Heidi
Heidi
June 1, 2022

Amazing team at Q Financial! Communication is great & and he even made time after hours (once the kids were in bed) to chat with us! Would highly recommend Quinto!

Jackson Simon
Jackson Simon
May 12, 2022

Great experience working with Q Financial. Quinto and the team got our loan approved, assisted us to find a competitive loan from an ethical provider and are fantastic communicators. Would definitely recommend to anyone.

Dave P
Dave P
April 22, 2022
Sophie Holmes
Sophie Holmes
March 29, 2022

As we are first home buyers, Quinto and Michael made the daunting process much easier. They were always available and very responsive with any questions we had. Very happy cusomers and would highly recommend to anyone needing professional lending advice and services. Happy home owners now thanks to the both of them

Jeremy Day
Jeremy Day
February 21, 2022

Quinto and Michael did a fantastic job with very short notice to get finance approved for a very short settlement. They went above and beyond battling through extremely complex business structures and coordinating with the banks.

jennyfromthegym
jennyfromthegym
February 8, 2022

Quinto and Michael were so helpful in providing mortgage advice and helping us achieve our goal of remortgaging an investment property and purchasing our dream house. Highly recommended!

Alicia Matthews
Alicia Matthews
November 25, 2021

We've worked with Quinto and his team to purchase 3 properties so far and intend to use them when we purchase our next property. They make the process so easy and stress free and provided a service that is individualised and suited to our needs. As a Trainer in adult education, I don't really have flexibility in my work day for meetings, but Quinto had always been flexible to suit my schedule. I would highly recommend Q Financial to anyone looking to purchase a property. They are awesome!!

Julia Ehemann
Julia Ehemann
November 15, 2021

Quinto & Team are informative, prompt, professional & dedicated. Can recommend highly !

Joseph Bailey
Joseph Bailey
November 10, 2021

Quinto and his team did an absolutely outstanding job in helping us secure a home loan and buy our first property. Professional, experienced and so easy to communicate with. Couldn't recommend them enough!

Melanie Singh
Melanie Singh
November 8, 2021

As first home buyers, Q Financial made the entire process of getting a loan straight forward. They accommodated our needs, were knowledgeable and professional. We highly recommend their service!!

Tim Wilson
Tim Wilson
November 1, 2021

Had such a great experience with Quinto and the team at Q Financial. We bought our first property with them after being recommended by a friend. They guided us through every step of the process and can’t recommend them enough.

Sara Schepis
Sara Schepis
recommends
October 4, 2021

Quinto and Michael were extremely helpful when assisting my partner and I to buy our first home. We are based in Melbourne so they organised zoom meetings to find out our needs and talked us though our options. If I ever had any questions, Michael was only one call away. They went above and beyond other brokers I had spoken with previously. Thanks Guys!

Sara Schepis
Sara Schepis
October 4, 2021

Quinto and Michael were extremely helpful when assisting my partner and I to buy our first home. We are based in Melbourne so they organised zoom meetings to find out our needs and talked us though our options. If I ever had any questions, Michael was only one call away. They went above and beyond other brokers I had spoken with previously. Thanks Guys!

scott neale
scott neale
September 16, 2021

Q financial were such great mortgage brokers to deal with. From start to finish the whole process was very streamline and both Quinto and Michael made us feel very comfortable with their extensive knowledge of the industry, by explaining every daunting detail thoroughly, and making each step of the way easy to understand. Will definitely be working with them for future investments and refinancing. Thanks a lot guys!

Matthew Collins
Matthew Collins
June 16, 2021

Quinto and the team made the process of buying my first place really easy. Great communication and enabled me to borrow with an ethical bank that doesn't invest in fossil fuels. Highly recommended.

Linda Dalton
Linda Dalton
May 11, 2021
ariel tobey
ariel tobey
May 2, 2021

Great experience with Q Financial. We have re financed several times over the years and these guys are the best. They went above and beyond to make sure that the process was as smooth as possible. Highly recommend them!

Dylan Smith
Dylan Smith
January 25, 2021

Quinto & Michael were so helpful, were always ready to look after us and explained the process to my partner and i every step of the way. They helped us achieve our goal securing a home loan and i couldn't recommend their service more!

Lewis White
Lewis White
recommends
September 21, 2020

Quinto made what was a tedious process talking to banks into something easy and understandable. My partner and I will be talking to Quinto for any future loan requirements. Thanks for all your help Quinto!

Anthony Laye
Anthony Laye
recommends
February 17, 2020

What A Service! Quinto made what could be a daunting and complex process like a walk in the park. We had a few challenges that we were up against (self employed, time & low deposit) and Quinto came up with a solution that worked. Thank you for getting our family in our own home. 5 STARS ⭐️⭐️⭐️⭐️⭐️

Anthony Laye
Anthony Laye
February 17, 2020

Quinto's service is second to none. We were looking for finance faced with 3 major challenges (self employed, short time frame, low deposit). Quinto found an amazing solution and turned what was a stressful situation in to an easy process. I would encourage anyone looking for finance to give Quinto a call..... AMAZING!

Nicola Laye
Nicola Laye
February 17, 2020

We recently purchased our first home in Australia, I can't thank Quinto enough it was a smooth, hassle free process, Quinto explained everything clearly. Being self-employed a home loan can be hard to achieve but he helped guide us through with efficiency and a calm approach. I would 100% recommend Quinto to anyone looking for finance. Thank you Quinto..

Brian Grose
Brian Grose
recommends
October 22, 2019

Quinto is always willing to work with you to get you the best deal for your situation. He's always easy to talk to and a pleasure to deal with, plus he's one of the most genuine people you'll meet! Thanks again!

Adam Armitage
Adam Armitage
recommends
September 29, 2019

Great guy and great at what he does