Repayments Calculator

Model repayments, compare rates and export an amortisation schedule.

AUD
Applies to P&I period
Repayment / period$0
Monthly equivalent$0
Total interest$0
Time to repay0 years
Estimated monthly repayments (current term) by interest rate
Rate comparison visualiser

Bars show monthly repayments for your loan amount and term. Higher bars = higher cost.

How to use these calculators
  • Enter your loan amount, preferred interest rate and term. Adjust the rate slider to see how repayments change.
  • Switch between monthly, fortnightly or weekly repayments. You can add extra repayments and, if relevant, an interest-only period.
  • The table shows repayments at a range of rates so you can compare scenarios. The visualiser provides a quick, side-by-side view.

Tip: copy the “link with settings” to share your scenario with your broker or partner.

Show amortisation schedule
# Payment Interest Principal Balance

Download the CSV for the full schedule.

Important information: figures are illustrative only and are not a quote, credit approval or advice. Results assume a constant rate and standard amortisation and do not include government charges, lender fees, LMI, package fees, break costs, offset/credit interest or future rate changes. Your actual repayments will vary with lender policy, product features and your personal circumstances. Consider obtaining independent advice before making decisions.

Home Loan Resources

Explore guides, handy checklists, and smart calculators designed to save you time, help avoid pitfalls, and make the journey from interest to approval smoother.

Guides

Guide Home loan process timeline preview
Home Loan Process

Step by step from application through to settlement—who’s involved, what happens when, and how to keep things moving quickly.

View Guide → Timeline & insights
Guide Loan decline mistakes preview
Avoid Loan Declines

The top 10 common missteps lenders notice—how to fix them quickly and prevent them in future applications.

See Guide → Practical fixes

Checklists

Checklist Loan document checklist preview
Document Checklist

Submit the right paperwork the first time—ID, income, liabilities, savings, and property details. Tailored to borrower type.

Get the List → Download ready
Checklist 6 step buyer checklist preview
6-Step Buyer Checklist

Work out borrowing capacity, calculate costs, secure pre-approval, search, make an offer, and finalise settlement.

Start Here → Great for first-timers

Calculators

Calculator Mortgage toolkit preview
Mortgage Toolkit

A complete suite of calculators to measure repayments, estimate borrowing power, plan savings, and more.

Open → Comprehensive
Calculator Split loan optimiser preview
Split Loan Optimiser

Analyse the pros and cons of splitting your loan into fixed and variable portions for interest savings and flexibility.

Try Tool → Hands-on
Calculator LMI waiver calculator preview
LMI Waiver Benefit

Find out if mortgage insurance waivers apply to you and how much they could save on upfront costs.

Calculate → For eligible buyers

Helping Professionals Across All Industries Achieve Their Property Goals

Whether you’re buying your first place, upsising, investing, or optimising your current loan, these tailored options make the next step simpler.

Helping Teachers
Teacher Mortgage Solutions

Customised home loan solutions to support teachers in achieving their property dreams.

See teacher offers
Helping Doctors
Doctor Home Loan Options

Tailored mortgage solutions designed specifically for medical professionals to help secure your dream home.

Explore doctor plans
Helping Nurses
Nurse-Friendly Mortgages

Affordable and flexible home loan options tailored to the unique needs of nursing professionals.

Discover nurse packages
Pharmacist Home Loan
Pharmacist Loan Programs

Specialised loan packages for pharmacists, making homeownership more accessible and hassle-free.

View pharmacist options
Dentist Mortgage Loan
Dental Professional Mortgages

Competitive mortgage options designed to meet the financial goals of dental professionals.

Browse dentist loans
Home Loans for Lawyers
Lawyer Mortgage Options

Exclusive home loan options designed to match the financial expertise of legal professionals.

See legal offers
Home Loans for Accountants
Accountant Home Loan Packages

Mortgage solutions crafted for accountants, ensuring a seamless home-buying experience.

Explore accountant deals

Explore Our Home Loan Services

Whether you’re buying your first place, upsising, investing, or optimising your current loan, these tailored options make the next step simpler.

First Home Buyer
First Home Buyer Support

Affordable solutions and expert guidance to help you secure your first home with confidence.

Start your journey
Second Home Mortgage
Second Property Loans

Flexible financing options to help you purchase your next property with a smooth, stress-free process.

See your options
Refinancing
Refinance Your Loan

Optimise your mortgage with sharper rates, better loan features, and terms that fit your goals.

Check new rates
Investing In Property
Property Investment Loans

Smart finance structures to grow your portfolio while balancing cash flow and long-term returns.

Explore investments
Holiday Home Loans
Loans for Holiday Homes

Customised lending options to turn your dream holiday home into a reality.

Plan your getaway
Rentvesting
Rentvesting Strategies

Innovative strategies that let you rent where you want to live and invest where it makes sense.

Learn how it works
Trust Loans
Loans via Trusts

Specialised lending solutions for trusts and estate investment structures.

Find out more
SMSF Loans
SMSF Property Loans

Leverage your super with compliant lending options for property investment inside your SMSF.

Unlock SMSF options
POPULAR SEARCHES HIDE SEARCHES