Client Case Files
Real Q Financial clients, real deals — and the strategy that got each one over the line when a standard assessment said no.
Ten offset accounts, a sharp rate and a $1.5M refinance built around how they actually manage money.
A Low Doc structure lifted capacity from $500K to $800K, enough to buy out a former partner.
Where most lenders said no, the right policy consolidated a psychologist's tax debt into their home loan.
Reading their tax-free salary packaging correctly unlocked the capacity for a $2M home.
A two-lender split let a doctor and teacher buy again while keeping their exceptional existing rate.
Annualised income and a medico LMI waiver got a newly qualified surgeon investing years sooner.
The right lender recognised their salary packaging, opening a path to a ~$1M first investment.